The Failure of Silicon Valley Bank (With Actual Documents)

On March 10th, the Silicon Valley Bank, a favorite of the tech industry, failed. I’m having déjà vu… Yes, we have been here before. The banking crisis of 2008 was triggered by the collapse of the housing market bubble and the subprime mortgage market. The crisis began when housing prices started to decline, and many … Read Article

Commercial Leases (With Actual Documents)

photo of the hands of two people holding pens and reviewing business documents

When starting or expanding a business, one of the most important decisions to make is choosing the right commercial lease. A commercial lease is a legal agreement between a landlord and a tenant, outlining the terms and conditions of renting a commercial property. There are several types of commercial leases available, and each has its … Read Article

Non-Compete Agreements: Here to Stay? (With Actual Documents)

A woman signing a contract with a ballpoint pen.

Non-compete agreements have been around for hundreds of years and have been implemented in the United States for more than a century. But not everyone thinks they are fair, most notably President Biden who signed an executive order directing the FTC to consider abolishing them in certain circumstances. Remind me what a non-compete agreement is? … Read Article

The Publishing Industry Outlook (With Actual Documents)

From literary fiction to children’s books, cookbooks, and endless niche markets, the already thriving publishing industry got a considerable boost from COVID-19 lockdowns. The outlook is bright with more expansion expected, especially with the growth of niche markets and surge in the self-publishing market – although this will also likely lead to increased competition. Some … Read Article

Podcasts and the Companies Behind Them (With Actual Documents)

What is your favorite podcast? If you don’t have one, the odds are excellent you eventually will as this industry only continues to add more content. In fact, market research indicates the global podcast industry is expected to expand at a compound annual growth rate (CAGR) of more than 20% from 2020 to 2025. This … Read Article

The Top Shipping Companies Active in the United States (with documents)

Freight with shipping containers in the water with tugboat in foreground

Among the many things we learned to pay attention to during the pandemic is supply chains: where our goods come from, how they get here, and what it takes to transport them. The shipping industry, most especially container shipping, struggled during the pandemic in part due to a shortage in shipping containers. The situation was … Read Article

The Largest Insurance Companies in the US (with documents)

Insurance policy document with magnifying glass

The United States boasts many successful insurance companies. Here are the largest (according to market capitalization) along a document for each from the RealDealDocs database: Berkshire Hathaway: Berkshire Hathaway is a multinational conglomerate holding company headquartered in Omaha, Nebraska. It has a diverse range of businesses, including insurance, railroads, and retail. Berkshire Hathaway Inc 8-K … Read Article

RedFin Predicts 2023 Housing Market Decline (with Actual Documents)

drawing of small houses on a blue background with a hand holding a magnifying glass hovering over one of the houses.

Tightening rates coupled with the lifting of COVID relief measures in some states which had prevented both evictions and foreclosures are being felt in the housing market as inventory increases and prices decrease. Taylor Marr, the Deputy Chief Economist at RedFin (one the largest real estate companies in the country) has made 12 predictions for … Read Article

Banking for the Cannabis Industry – It’s a Downer

Two men harvesting tall cannabis plants

One of the fastest growing industries in the past ten years is also the most ironic: cannabis. Legal in many states yet still illegal on the federal level. What is a legal (on the state level) weed dealer to do? Put pressure on Biden, of course. According to Chris Roberts of MJBiz Daily, both sides … Read Article

FTC Sues Microsoft Over Activision Blizzard Acquisition Deal

hand on gaming console in front of screen with video game

Last February, Microsoft announced it would purchase Activision Blizzard, which would raise its share in the gaming industry from 6.5% to 10.7%, according to data analytics firm Newzoo. After the announcement, Reuters called it the biggest deal in the history of the gaming industry. But yesterday, there was a plot twist: the Federal Trade Commission … Read Article